Mint

Mint is my favorite place to keep track of my family's budget

Kommentare: Very positive. Used it for years with no plans on changing.

Vorteile:

My family has used Mint for years to keep track of our personal budget. The integrations that it has with my banks has been instrumental in helping my family manage our finances.

Nachteile:

At least for the personal finance aspect, it is heavily focused on monthly expenses which makes it slightly difficult to keep track of expenses that are not monthly such as insurances which are bi-annual or annual. They have improved their budget keeping to allow for rollovers which is how we keep track of those expenses that are not monthly but I still wish I could set an annual budget for those expenses

Mint is a decent financial management solution, albeit limited in scope with questionable privacy

Vorteile:

Mint is relatively easy to setup and allows you to link a broad category of accounts including: bank accounts, credit cards accounts, utilities (such as gas and electric), internet, and even investment accounts. In addition, Mint supports a broad number of companies within each category such as Wells Fargo, Chase, Xcel Energy, Xfinity and Robinhood. Mint provides a fairly robust set of tools to manage your finances and set budgets. You can create categories for your purchases, and Mint will attempt to automatically assign your purchases to a specific category. Perhaps one of Mint's best aspects, it is completely free.

Nachteile:

It is not unusual for linked accounts to suddenly become unlinked, and while Mint is supposed to notify when that happens, it often does not. To relink an account you must go into the Mint app, go into the account settings, and manually relink each affected account. While the process is not difficult, when an account becomes unlinked you no longer get notifications when say a credit card bill is due. The security and privacy of Mint has been brought into question by many sources, since linking accounts gives Mint nearly full access to those accounts. I personally have never had an issue, but it is something to consider. The overall Mint interface can be rather clunky and difficult to navigate.

Okay but not great budget app

Kommentare: A cost effective choice to track expenses but I hope the interface would be more minimal. Too many suggestions. If the pending transactions could be more up to date, that would be fantastic.

Vorteile:

I like their self-explanatory and compartmentalized features. Personally I don't think saving accounts should be counted as Cash, which is more like Emergency Fund. But since I don't have much savings anyway, it doesn't matter much.

Nachteile:

Never update pending transactions. It used to grey out pending ones. Users can see but are unable to edit. Too many ads

Mint is Marvelous

Kommentare: Mint has really helped me develop a clear picture of my spending. I love the charts to show what categories I spent this month total vs last month or vs last year. I can easily adjust categories or add tags to items on my credit cards to properly organize them as far as medical vs home vs entertainment etc. I love to see my net worth at a glance. Mint is marvelous!

Vorteile:

I love everything about Mint. You can have all of your finances in one place to see what you spend and what you invest. Categories are memorized so all of your spending is organized. Super easy to develop and manage monthly budgets. All accounts are synced in real time.

Nachteile:

Of course one has to set up all their accounts to get started. Once that is done it is terrific. On rare occasion one of may accounts will mysteriously disappear. However, I just add it again and it reappears. A small annoyance, but nothing more.

The easiest way to manage all of your finances!

Kommentare: I've used Mint for years, and love it. I check it daily, and it has really helped me organized all of my finances. The daily credit score and tips are great. I have recommended to many people!

Vorteile:

I love that Mint connects with all of your credit cards, bank accounts, and loans and gives you an easy to read list of balances, due dates, progress towards goals, and much more.

Nachteile:

Some bank account connections need to be re-established regularly, but it is easy to do. I am guessing that is a security feature of the bank, and not the software's fault.

A very efficient personal finance management tool to track spendings, create budgets, and more

Kommentare: Mint is a popular and reputable personal finance management tool that is a great resource for us to understand better and manage our finances.

Vorteile:

User-friendly interface: Mint has a clean and easy-to-use interface that makes navigating and understanding our financial information simple.Automatic account updates: Mint automatically updates our financial information, so we always have the most current information at our fingertips.Budgeting tools: Mint has various tools that help us better understand our spending habits and create a budget that works for us.Budget tracking: Mint allows us to connect our bank and credit card accounts to the platform, automatically categorizing transactions into different spending categories (e.g., groceries, entertainment, transportation). We can then set budget goals for each category and track our spending over time to see where they are over or under budget.Bill reminders: Mint reminds us when bills are due so that we can avoid late fees.Investment tracking: Mint allows us to track investments such as stocks, mutual funds, and other securities.Mobile app: Mint has a mobile app that allows us to access our financial information on the go.

Nachteile:

Limited investment tracking: Mint does not offer as much investment tracking as other personal finance management tools, but not to the extent that it becomes a huge downside.

Unbelievable!

Kommentare: The best way by far to track your finances and budget.

Vorteile:

Mint is a great way to track all your personal finances, the mobile interface is great and it is easy to link all your accounts.

Nachteile:

Nothing bad to say here, at points it was hard to link certain accounts and they would not refresh, but those issues have for the most part been resolved.

Great resource for keeping up with all your financial information

Vorteile:

Mint is a great tool for creating budgets, managing your spending, managing investments, and tracking and paying bills. You can even keep tabs on your credit score. You can also set reminders about upcoming bills and alerts for any unusual spending activity. The best part is the app is completely free.

Nachteile:

I'm not sure how I feel about using an app that links all your banking information and credit cards into it. Sure, they say your data is encrypted, but time and time again we have seen all other companies get hacked at some point or another. Also many financial institutions have started implementing these same tools that Mint offers, in which case you wouldn't need to use many of the features that Mint is capable of.

My favorite App, easy to use , and gives you an idea of where your money went . It sends notification for the due date ,list of due bills, love it.

Vorteile:

Easy to use and gives you an idea of where your money went . It sends notification for the due date ,list of due bills, love it.

Nachteile:

Too easy , need to add more figures and reports and has issues with the connectivity some times . It has to have to option to connect with a tax program.

Perfect for a first time budgeter

Kommentare: My husband got me hooked on mint! The idea of budgeting was intimidating before, but with mint's ease and organization, I'm addicted! I love the program. I love that I can create new budgets, split purchases between budgets, and create budgets that roll over between months.

Vorteile:

Splitting purchases between budgets is a huge advantage! SO easy to set up and to get all your transactions in one place.

Nachteile:

I wish the budgets I wasn't using (for example "restaurants" instead we have a "eating-out/fun" budget) didn't have to show up all the time if I wasn't using them. I also wish you could have multiple logins for one mint account.

Intuitive Interface and Simple Synchronization Outshine Competition

Kommentare: This finance-tracking software is the best that I have come across since it allows me to easily establish goals and keep track of all of my finances.

Vorteile:

For years, I've used Mint and its been so helpful to me. I check it every day, and it has been quite helpful in keeping all of my funds organized, especially with keeping track of multiple streams of income. Mint's interface is really simple to use and straightforward. All of my information is centralized and very simple to see and read. Also, the program's affordability is just unbeatable. Their ad-supported version is free, while their ad-free version is just $1 per month. Connecting several bank accounts, loans, etc. has always been fairly simple. Custom transaction types and tags are simple to add, allowing you to search and filter according to any criteria you choose.

Nachteile:

Sometimes Mint is unable to distinguish between distinct transactions, which makes for incorrect budgeting results if I don't keep a careful eye on the details. If possible, this could stand to be cleaned up, but the app is still useful for doing most of the heavy lifting.

Budgeting Done Right

Kommentare: Overall Mint is my go-to source for making sure there are no irregularities in my budget and that I am spending wisely. Due to my large amount of money accounts, I couldn't trust any other company to continually track my money.

Vorteile:

For those who have many credit & checking accounts across a wide variety of banks, Mint is one of the best solutions out there to easily track your spending. It lets you link an unlimited number of accounts, so if you are like me and have many credit and checking accounts you can make sure you will be able to easily stay up to date on all your transactions. It also sorts all purchases by store so that you can easily search for them later.

Nachteile:

I do not like that Mint doesn't let you delete transactions as this can cause miscalculations within your budget, especially if you are using a credit card and checking account it will show the money was taken out two times because it includes the charge and the payment. This can cause the numbers to not properly be balanced.

All-in-One Financial Management

Vorteile:

Mint is great for managing accounts all in one place and being able to track expenses, income, goals, and budgets. Easy-to-understand visuals. It also generates interesting tidbits to help you gain insight on your spending and saving habits.

Nachteile:

I've had some trouble getting certain bills/financial institutions linked to Mint, it would also be nice to have an integration with Apple Card to pull that into the budgets instead of having to manually enter transactions, but that may be on Apple's end of things.

Mint is the perfect personal finance manager

Vorteile:

Mint makes managing finances easy and intuitive. Being able to see all of your accounts and budgets in one place makes tracking expenses simple. You can even add custom budget items, recategorize transactions after they have been posted, or split transactions between multiple budgets.

Nachteile:

It isn't possible to make retroactive changes to budgets after a period has ended. The website is full of many "pop up's" that can be obtrusive.

Perfect for personal budget

Vorteile:

I like that my husband and I both can see where we're at with our budget at any given point, and easily adjust each category depending on what we have coming up that we might need to save for. That helps me plan what hours I'm working as well.

Nachteile:

It seems to disconnect pretty frequently from syncing with my bank account, but I'm not sure if it's a security feature.

Very useful app to manage your finances.

Kommentare: It saves me time and mint made it easy to over look my finances in one page.

Vorteile:

Mint can link your credit card, bank account, investment, and your assets all together. Therefore, you don't have to go to several website to check your balances.

Nachteile:

Sometimes it tries to link account you don't really want to link it to your mint account. Other than that, it is very useful.

Great for budgeting and tracking spending

Vorteile:

Mint is excellent for our financial planning and tracking money flow on a monthly basis. The dashboard breaks down spending in a pie chart and has been very easy to see areas of over spending and generally how our money is being spent.

Nachteile:

You need to link accounts with Mint in order to get financial info into the app. Personally I have had a hard time with linking accounts from some vendors link my mobile company. Other than that you might need to train mint to correctly allocate money into different "buckets" For instance you might buy food at a gas station and the money is automatically listed as spent on Vehicle

Great app

Vorteile:

Easily shows you all your accounts. Reminds and notifies you of due dates. Shows your budget in it's entirety

Nachteile:

Most transactions are preset so it's a pain to change which transaction into a different category. Alsoc better real time account updates

Great Budgeting and Financial Tracking Tool

Kommentare: I really like having one spot where I can go to monitor all of my balances and transactions.

Vorteile:

I felt that Mint helped capture and synthesize the most important data that I would need when budgeting and monitoring my financials to help me keep track, sort, organize income and purchases and help make informed financial decisions.

Nachteile:

I felt that sometimes it was a bit difficult to link accounts into Mint, and occasionally when I log in, I would have to re-initialize the relationship with the financial institution to get the data that I needed.

Mint integrates well with Intuit's ecosystem

Kommentare: I will continue to use Mint as an alternative to cost-based options. It does everything I need with no cost. Pretty amazing, actually.

Vorteile:

Super easy to use and very intuitive. It integrates all my personal finance accounts in one place, permitted me to take regular snapshots of my financial picture.

Nachteile:

It takes several minutes to update the accounts once the web-based UI is invoked. I would think this could be done ahead of time instead of based on a user's clicks.

Made Budgeting Easier

Vorteile:

For a young millenial like me, this is an AMAZING product. I love the fact that I have total control over all my finances and can view it all from one place. There are great graphics and charts to let you know how you are doing with your budget and alerts when you spend more than your allotted amount. It even has great advice on how to live with greater financial peace and special offers that will help you maximize benefits out there. I love this product!

Nachteile:

No cons. I can only speak well of Mint and will continue to use it in the long term. I hope to access more of the features that it offers.

Boss Lady

Kommentare: My overall experience has been rewarding as I have been able to budget consistently.

Vorteile:

Being an entreprenuer can be challenging on the financial side because my business generates a cash flow on a day to day basis. So mint allows me to manage my money as well as my budget.

Nachteile:

There were no cons in my opinion. I truly enjoy all the aspects of Mint.

Helpful financial insights

Kommentare: Overall, this is one of the best personal finance apps out there. Would highly recommend.

Vorteile:

I love that I can use Mint to track my personal spending. It’s great that you can link your bank accounts and see where your money is going each month.

Nachteile:

If you’ve ever had another account with Intuit, it can be challenging to have it deleted from Mint. I had trouble removing an account I no longer use.

Take control of your finances with this one tool

Vorteile:

For a beginner looking forard to take control of your finances, be it personal or for your business, this is a great tool for simplifying the ins and out of all the transactions in some simple app. The ability to link all your banks accounts and track the expense if a powerful and helpful tool for me. The free credit history tool is valuable as well!

Nachteile:

With all the integrations with my banking app and other financial tools, i am often concerned the security of my data. A robust data privacy platform from Mint (intuit) will be reassuring for the users.

I can finally get serious about my finances !

Vorteile:

Mint did help me a LOT to manage my budget as it's directly connected to my bank accounts and this changes everything ! Great job, guys !

Nachteile:

Why not adding some new format to visualise the transactions, a couple of new features also and more languages, would be great.