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Was ist Plooto?
Der einfachste Weg, einmalige und wiederkehrende Geschäftszahlungen zu akquirieren. Dank Plooto kann deine Kundschaft dich ganz einfach bezahlen, wodurch der Zeitaufwand und die Kosten für Zahlungseingänge reduziert werden.
Rationalisiere deinen Cashflow und vereinfache deine Verbindlichkeiten und Forderungen. Plooto gleicht automatisch und ganz nahtlos Quickbooks und Xero ab.
Verabschiede dich von Papierschecks, Überweisungen und elektronischem Geldtransfer von Banken, indem du kostenlos auf Plooto aktualisierst.
Wer verwendet Plooto?
Buchhaltung und Buchführung, die Zeit und Geld sparen möchten. Kleine und mittelständische Unternehmen, die sich einen Wettbewerbsvorteil verschaffen möchten.
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Bewertungen über Plooto

Entreflow Consulting Group's use of Plooto
Kommentare: Plooto has certainly helped us from a workflow perspective, it's pulling your payables from your Quickbooks or Xero account into Plooto so you can see all the payables that you need to deal with and when they're due. And there's a whole bunch of approval processes you can put in place for internal controls perspective so make things a lot more bulletproof than just manually writing checks and doing e-transfers.
Vorteile:
So you can currently do pre-authorized debit, pre-authorized credit receivables in U.S. dollars and Canadian dollars which is super kick-ass. It's also made some of our clients lives a lot easier if they've got clients in different countries, and it gives their clients flexibility to pay in debit or credit. Also, as far as the amount of time it takes for that cash to clear your bank account; it's faster than Stripe, and on top of that the integration with Quickbooks makes it a lot easier to manage the fees, unlike Stripe.
Nachteile:
We'd love to see more international payments to more countries just for some of our clients that have people they're paying in lots of different places around the world. As well, with the international payments, if a client has a lot of companies that they're paying in the U.S. for instance if you get really costly really quickly. So I'd like to see some bulk discounts for high volume payments to the U.S.
Our EFT provider of choice
Kommentare: Our objective was to automate payables, and Plooto has been great for that purpose.
Vorteile:
We're a Quickbooks shop, and we *love* the integration. Virtually all of our clients are using Plooto for payables, and some for receivables. In terms of pricing, the package is advantageous for most of our clients. Some of the tiny ones would spend less on regular bank fees -- but the convenience still makes Plooto a good option. The interface is clean and user-friendly. Our clients love the signing authority "tiers." We're working with nonprofits, so there's always a board of directors to consider -- and therefore multiple signers. It's not uncommon for orgs to specify who needs to approve organizations over certain limits, and Plooto gets us there with no fuss.
Nachteile:
We still have issues with some vendors not being serviced by Plooto, e.g. credit card companies. The ability to send payments internationally through Plooto is great, but we sometimes experience issues with foreign banks. On the signing authority front, it's possible to do an "end run" around banking agreements by authorizing people on Plooto that aren't authorized on the bank account. We need to do our due diligence on that, to ensure payments are authorized only by signing authorities.
It appears to have it all until you use it.
Kommentare: Not Good. Really ambitious to make it work I like the concept but they make it very hard to be a client.
Vorteile:
I like that it can process both bank or credit card payments for receivables. It can provide automation too but unfortunately it didn't work for me. I like the price. And I like that it linked into xero. It appears to have it all until you use it.
Nachteile:
1) Its not easy to use, no introduction. 2) the automation component never worked for me I know I had to get PAD on but I wanted it on for some clients off for others and this was not an easy thing to set. It also doesn't allow me to store the credit card something like Quickbooks online I had in mind but this is a complete oversight to the program. I guess if automation actually worked then this could solve this issue. 3) Ya I was very confused but when my clients couldn't figure it out either, some ended up with duplicate payments pulled from their accounts etc. No help to fix very embarrassing. 4) their live chat is not live. You ask a question and wait. Fine to get started but even in the middle of conversation to deal with issues they just disappear. The conversation is not live. Sometimes they don't even read my questions which makes me think not a real person is helping me. 5) Money holding ridiculous! If a client due date on invoice was 30 days and they paid me next day I had to wait until what my invoice said for due date on payment. Plus when money drops into my account there is no PLOOTO ID on the deposit. Very confusing for trying to reconcile. 6) Plooto reconciled in Xero in its own little account but doesn't reconcile with the bank account. Weird and confusing.
In Betracht gezogene Alternativen:
Time Saver
Vorteile:
Plooto has reduced our payment processing time down from 4-5 hours twice a month to paying our key vendors on a weekly basis in 45 minutes. We went from cutting over 50 cheques to completely electronic payment methods, with the option to still send cheques to vendors that prefer it. It is very easy to use and syncs perfectly with QuickBooks Online. They give excellent transparency on timelines of your payment statuses so you can keep vendors informed of when they can expect payment. Customer service is right at your finger tips and gives almost immediate help through their chat feature.
Nachteile:
Some vendors can be skeptical to enter banking details into a third party payment processor.
In Betracht gezogene Alternativen:
Integral Software for Accounting
Kommentare: My experience has been very good! Been very happy with product in the past few years that I have been using it for my clients.
Vorteile:
I like the integration with QBO and that it makes it easy for me to process payments with the appropriate checks and balances of approvals. The software also helps in confirming whether the bank information being provided is valid or not. So easy to use!!!
Nachteile:
The only Con that I could think of is that it becomes a bit expensive for those that have very little transactions monthly where the fixed monthly fee does not get fully utilized.
In Betracht gezogene Alternativen:
It's Okay
Kommentare: I am striving to keep my payment processing costs as low as possible. As such, I've stuck with Plooto and have tried to have as many clients as possible do ACH processing. However, more and more clients are requesting to use credit cards, and many are okay with paying a surcharge for processing fees. Plooto does not accept credit card payments, and I would prefer to have a one stop shop for payment processing. I was happier when it was a flat $1 fee per ACH, I'm now paying much more per transaction due to the flat $25 per month fee and the small amount of clients I have who are still willing to do ACH payments.
Vorteile:
If you're looking for automatic draws, it works well. Syncs with both QBO and Xero.
Nachteile:
If your client doesn't have all of the funds in their account, you won't be notified. Plooto will draw what it can and you'll have to log in to look to see who failed to pay in full. Pricing is okay. You're essentially charged $2.50 for ACH. If you're using QBO, you may as well just use their ACH payment processing as it's cheaper. If you're using Plooto to pay a client (a refund, for example) it isn't automatic. You have to set them up again, and they'll have to guess a password to accept the funds you're transferring to them. It's bizarre that you can take money from them, but can't send it to them.
It's easy and quick to use, but it's missing a key integration that would make it perfect.
Kommentare: Overall a good experience, but it's missing a key integration that would make it perfect. I can't wait for them to bring back credit card payments and I hope they expand the integration capabilities.
Vorteile:
Plooto integrates with QBO and make syncing receivables and payables easy. It reconciles the payments which saves a lot of time. The customers and suppliers receive an email that tells them about upcoming payments and a link that takes them to this information plus shows them the past transactions.
Nachteile:
I've been using Plooto with one client for about a year now and would like to move other clients to this system. Unfortunately, Plooto doesn't work with QBO's projects and sub-customer system. Each time I’ve tested collecting these receivables, Plooto says the customer doesn't exist and wants to create a new client even though the client does exist, it's picking up the project or sub-customer name at the end of the client’s name. If Plooto’s system can recognize the customers name before the ":" to allow collection of accounts with multiple project or sub-accounts I would be able to move more clients over to this system.
In Betracht gezogene Alternativen:
Fantastic option for an accounting firm!
Kommentare: Very positive and highly recommended
Vorteile:
We've transformed our accounting firm from traditional "after the fact" billing and collection, to a monthly recurring fee model using Plooto. It has automated one of the most painful parts of running an accounting firm. Our clients love to do their own Receivables, Payables and CRA payments using Plooto.
Nachteile:
Reports functionality is lacking It takes time for clients to get a hang of it initially when setting up PAD.
In Betracht gezogene Alternativen:
User friendly but wished that Accounts receivable had more options
Kommentare: The problem that arises is that we as a small organization end up paying for two software because some of our vendors pay by credit card so we are spending more money on Plooto.
Vorteile:
Multiple options for accounts payable which makes it easy set approval tier and to transfer funds
Nachteile:
I highly recommend that Plooto starts accepting payments via credit card or email AR. While this is an option for AP it should be implemented for AR too. Secondly as a 4 member organization we wished there was a non-profit pricing range.
Provide feedback regarding my experience with Plooto as an administrator
Kommentare: As a user who greatly values the convenience and simplicity that Plooto offers, I wanted to provide this feedback so that you may consider optimizing the system's efficiency in transmitting payments. This, I believe, will not only improve the satisfaction levels of account holders like myself but also help solidify Plooto's reputation as a reliable and efficient platform for rental payment management.
Vorteile:
I want to express my appreciation for the user-friendly interface of the platform. Both as a lessee and as a landlord, we find the system easy to navigate, and it greatly simplified the process of managing rental payments. The straightforward design and clear instructions made it simple for me to set up and use the platform effectively.
Nachteile:
However, I would like to bring to your attention a small concern regarding the speed of remitting payments to the account holder. While Plooto has proven to be efficient in terms of the overall process, I have noticed that there is room for improvement in this particular aspect. On a few occasions, there has been a slight delay in receiving payments in our account. While this delay has not caused any significant inconvenience, I believe that enhancing the speed of payment remittance would further enhance the overall user experience.Hope you can also provide a shareable tutorial as well that can easily be accessed by contacts on how they can set up their personal profiles/accounts, similar to what you provide to enterprises like ours.
Plooto cuts down our carbon footprint
Kommentare: Plooto has provided a good venue for transactions to be completed in a timely and effective way. There is excellent ability to track transactions through the whole process. This allows any issues to be clearly resolved.
Vorteile:
The approval process embedded in Plooto allows us to bridge physical distances between approvers with digital access. Reduces the need to travel to acquire approvals and improves security by reducing potential loss exposures.
Nachteile:
The functional environment takes some getting used to. Can still get to the end of a transaction and not have a readily apparent way to initiate another sequence. Has taken some time to understand how all of the information going into the system is presented to the vendors, to ensure there is clarity in the transaction.
Fast & easy to use!
Kommentare: I love this product. The chat help is fast and efficient. I no longer need to drive all over town getting multiple signatures on cheques. I can issue payments within seconds.
Vorteile:
Plooto was easy to set up and begin using. The platform is very simple and saves time!
Nachteile:
I can't say there is anything I don't like about Plooto.
5 Star
Kommentare: so far so good
Vorteile:
Easy to make payments, and go back to view payments etc. Just started trying out the invoicing side and so far I love it. Customer Service 9the time I've needed it) was fantastic.
Nachteile:
so far nothing, for what I use it it works great.
Best range of options from existing software providers
Kommentare: Currently we are having issues with cheques not showing as being deposited for the last few months however the support team is trying to resolve this issue. Other than this, Plooto offers a lot of functionality that does improve the ease of processing AP.
Vorteile:
It connects to QBO and allows easy reconciliations as well as automatic set up of payments which is very helpful. Allows set up of recurring payments and recurring deposits easily
Nachteile:
A report that includes cheque numbers would be very helpful for tracking payments. It would also be helpful if, when vendor names are not exact matches, it allowed the user to select from existing vendors set up.
Turnkey, easy to use accounts payable solution
Kommentare: It's been a tent pole product for us as part of our finance activities. Highly recommend to any organization with daily payment needs.
Vorteile:
Plooto makes it very easy to pay suppliers and vendors. If you can get your bills from Xero or your accounting software, its just a couple of clicks away to create payments. The additional approval workflow features are great for scaling up and delegating Accounts Payable and setting limits on payment types. Plooto Instant is also a very handy solution for last minute payment needs, we always keep funds there for our staff.
Nachteile:
A better/more open API so we could programmatically create new payment contacts or set Email Transfer passwords, but honestly that's nit-picking. The functionality provided is more than enough for 99% of businesses.
Plooto is an excellent product
Kommentare: convenience of authorizing payments remotely
Vorteile:
Integrates well with QB online. Easy to use. Convenient. Efficient. Time saver.
Nachteile:
there is no payroll integration which slows down the payment and reconciliation process considerably. Please add this feature to QB online
Convenient but limited functionality
Kommentare: The product is straightforward to use but I wish that customer service was more responsive and clearer. Looking forward to knowing the limits and future features of the product better.
Vorteile:
It is very useful to facilitate cross border payments, the pre-loading for funds to accelerate payments is appreciated. The ability to automate regular payments and populate a transaction is high.
Nachteile:
The cross border receivables are extremely limited, the amount is too low to collect receivables across the border. I would like better communication as to what my options are and how to pre-qualify different vendors.
We love it!
Kommentare: We are solving time consuming processes involving multiple emails for approvals and multiple logins to the bank to finalize transfers. We are simpifying the process and saving time on entries. Coupled with QBO and Receipt Bank it's a dream team.
Vorteile:
I like how easy it is to add my clients for their approvals. I also like how we were able to circumvent the fob usage that was necessary before making managing AP for our clients very time consuming.
Nachteile:
Mostly that I haven't had time to explore the other options as work loads haven't allowed for it. I want to learn more and need to set aside some time.

The cheapest tool to get your invoices paid.
Vorteile:
I've been using Plooto for a little under a year now and it is incredible, it sync's directly with quickbooks and allows me to get my domestic invoices paid for under a 1$ per transaction! The flat-rate fee is a game-changer for me, and means I don't have to pay Stripe's 2.9% transaction fee every time.
Nachteile:
Two downsides: - With QuickBooks recurring transactions, you can't sync a recurring transaction with a recurring receivable in QuickBooks so Plooto marks each recurring transaction as paid, you have to do this manually. - Payment times can be anywhere from 3 - 7 days which is a little slow. Stripe offers instant payout which is a game changer. If Plooto could also offer instant payout for a flat rate that would make this software god-tier.
ease of use
Kommentare: Not having to write cheques and mail them out Inputing the invoices only once in our Accounting Software and then Plooto does the work Very time and cost effective and being in the Cloud, can work from anywhere!
Vorteile:
the ease of syncing invoices from Xero to plooto Like that Plooto now issue cheque to our vendors that does not want to provide their banking info
Nachteile:
Nothing comes to mind at this time based on our requirments
Plooto is easy to use!
Kommentare: The overall experience has been great. When I have reached out to support my issues have always been resolved, although it may take a day or 2 to get a reply. Improvment on the customer service would be nice.
Vorteile:
I like how easy it is to set up clients and send payments. Especially international payables and receivables. The company [SENSITIVE CONTENT] likes how I can enter all the accounts payable and he can simply approve the payment. Saves him a considerable amount of time and work.
Nachteile:
The payments take longer than the average EFT or wire. It may take up to a week for the money to be completely transferred.
Review
Vorteile:
I love everything. Especially CRA payments fro the source deductions and HST
Nachteile:
N/A I like it all. everything is good in the software
Hook and Sinker
Kommentare: Customer service is non-existent. I was told that we could have the old pricing structure for the holding companies, never did it. Falling on death ears. Getting overcharged each month...
Vorteile:
I like the integration with QBO, nice and easy.
Nachteile:
We signed up for this software early on, just like QBO (7-8 years ago). QBO granfathered us in, Plooto just jacked up the prices with no alternatives. Very underhanded and not fair. When I have more time I will be looking at alternatives for just that one reason.
In Betracht gezogene Alternativen:
I saved hours of work and thousands of dollars using plooto
Kommentare: Overall I'm very happy with Plooto, will continue to use it and encourage other business to use it.
Vorteile:
It's way cheaper than credit card fees and saves time over cashing cheques.
Nachteile:
Some payment changes can take a little longer than I feel they should. I tried to cancel a payment that was to be debited later that day. It still went through because it was too short notice.
Review on functionality
Kommentare: Overall, it's the software I would recommend to small business owners since it's much cheaper than other products I've used and saves a lot of time for users and can be easily accessible by users from anywhere.
Vorteile:
I like using Plooto, it's much more automated and inexpensive compared to other products that require a bit of manual adjustments. I love how it automatically records into quickbooks on the day of the transaction so there isn't a disrepancy when I look at the AP & AR.
Nachteile:
As an accountant, there is a manual aspect with foreign currencies since Plooto does not want to deal with foreign currencies which is a bit of a headache. There is a limit for the amount that you can send. However, with an approval system internally it should allow business to send more than 20K.