Mint Erfahrungen

A very efficient personal finance management tool to track spendings, create budgets, and more

Kommentare: Mint is a popular and reputable personal finance management tool that is a great resource for us to understand better and manage our finances.

Vorteile:

User-friendly interface: Mint has a clean and easy-to-use interface that makes navigating and understanding our financial information simple.Automatic account updates: Mint automatically updates our financial information, so we always have the most current information at our fingertips.Budgeting tools: Mint has various tools that help us better understand our spending habits and create a budget that works for us.Budget tracking: Mint allows us to connect our bank and credit card accounts to the platform, automatically categorizing transactions into different spending categories (e.g., groceries, entertainment, transportation). We can then set budget goals for each category and track our spending over time to see where they are over or under budget.Bill reminders: Mint reminds us when bills are due so that we can avoid late fees.Investment tracking: Mint allows us to track investments such as stocks, mutual funds, and other securities.Mobile app: Mint has a mobile app that allows us to access our financial information on the go.

Nachteile:

Limited investment tracking: Mint does not offer as much investment tracking as other personal finance management tools, but not to the extent that it becomes a huge downside.

The best money management tool

Kommentare: I use Mint to help meet my financial goals, such as saving for a home down payment. It helps me see areas where I could do better as well as areas where I am doing fine. It's simple, integrated on your phone, and best of all it's free.

Vorteile:

Mint is a fantastic and free tool for managing your money. It allows you to gather all of your financial accounts in one place so you can accurately track your net worth over time, as well as serve as an easy tool for budgeting and expense tracking.

Nachteile:

Mint does have some intelligent tracking of purchase categories, but it seems like it hits a point where it doesn't try very hard. I have to do quite a bit of manual recategorizing, even for regular purchases.

Decent for expense tracking, but that's about it

Kommentare: It helps with expense tracking and it does very well in that regard.

Vorteile:

It does a good job of automatically logging expenses and after implementing a few custom rules, it's pretty accurate with categorizing them properly.

Nachteile:

The budgeting aspect of mint does not match the reality of how people "really" budget. There will always be months of overspending and months of underspending... and everyone's "income" is a bit variable (monetary gifts, product returns, etc). Mint doesn't account for these very well and it does nothing for planning.

Great alternative to expensive accounting software

Kommentare: I am loving this software. I was hesitant at first after using another software for years, but I was pleasantly surprised and how much I love it and how easy it is to manage my finances.

Vorteile:

I was vert impressed with how easy this software is to set up and use. Very self explanatory. I love that they monitor your money and your spending and alert you when thigs don't seem right or when you go over budget.

Nachteile:

The automatic assignment of some accounts is inaccurate

Free

Kommentare: If you want a cheap, basic, easy and good software try out MINT.

Vorteile:

The best thing about mint is that it is FREE. I have used Quickbooks and Freshbooks and had many issues with them.

Nachteile:

I haven't found any issues so for using Mint. You can do basically most thing that you would pay for on mint and its free.

App tracks expenses and budgeting

Vorteile:

Easy to use app that links to all accounts easily to track expenses and budgeting. The results were not what I expected

Nachteile:

Nothing specific that I would like to highlight

Finances at a glance

Vorteile:

What I like most about Mint is the ability to get quick snapshots of my financial status. All of my other financial accounts easily integrate to provide a complete overview in a flash. I also love having an updated credit score.

Nachteile:

I do not have any negative comments about Mint.

Mint is my favorite place to keep track of my family's budget

Kommentare: Very positive. Used it for years with no plans on changing.

Vorteile:

My family has used Mint for years to keep track of our personal budget. The integrations that it has with my banks has been instrumental in helping my family manage our finances.

Nachteile:

At least for the personal finance aspect, it is heavily focused on monthly expenses which makes it slightly difficult to keep track of expenses that are not monthly such as insurances which are bi-annual or annual. They have improved their budget keeping to allow for rollovers which is how we keep track of those expenses that are not monthly but I still wish I could set an annual budget for those expenses

One of my favorite and best cloud application

Kommentare: This is one of my favorite and best cloud application that I have been using since 2012, it has all the features that you can expect from an online cloud based accounts management. As a developer and project manager myself I could not have expected anything more from the team. Support this team by applying for the offers that they present as an options to save.

Vorteile:

Very easy to understand nothing to download or install just setup your accounts online: credit cards accounts, bank accounts, investment accounts... Major US Institutions are integrated and also you have an option to enter manually any account or institution that are not supported. It pulls all the individual transactions from your institution in a secured transaction, simply categorized your transactions, add tags, notes and voila you have all the reports in real time. Drill down your report with pie or bar chart add specific filters: month, year or custom filter for specific category, account, merchant or tag. Export transactions to a CSV for further analysis or reporting with the power of spreadsheet. Setup your budget, goals for tracking and alerts. Best part it is Absolutely free!

Nachteile:

Currently it does not support multi-currency due to which if you have an overseas account and you would like to see your net worth you will have to convert those transaction manually and enter them. It only supports US institutions no support for overseas bank, institutions. No integration with Turbo Tax or any tax software for filing taxes online

Mint is Marvelous

Kommentare: Mint has really helped me develop a clear picture of my spending. I love the charts to show what categories I spent this month total vs last month or vs last year. I can easily adjust categories or add tags to items on my credit cards to properly organize them as far as medical vs home vs entertainment etc. I love to see my net worth at a glance. Mint is marvelous!

Vorteile:

I love everything about Mint. You can have all of your finances in one place to see what you spend and what you invest. Categories are memorized so all of your spending is organized. Super easy to develop and manage monthly budgets. All accounts are synced in real time.

Nachteile:

Of course one has to set up all their accounts to get started. Once that is done it is terrific. On rare occasion one of may accounts will mysteriously disappear. However, I just add it again and it reappears. A small annoyance, but nothing more.

Mint Review

Kommentare: Great platform!

Vorteile:

Mint is a great finance software to help you keep track of your expenses and budgeting. It is for user friendly and the platform is very easy to use and organized. Also great it connects with Turbo Tax so I was able to track my tax return through Mint one year.

Nachteile:

There’s nothing I don’t like about Mint.

Very helpful

Vorteile:

I can do my taxes process easily, have control of my expenses and have control of my budget

Nachteile:

Sometimes the expenses are not categorized by the best way. Nothing complicated to solve…

Helpful for Net Worth and Credit Score Monitoring

Vorteile:

Mint is a helpful piece of software if you're looking to centralize all of your financial accounts (checking, savings, credit cards, loans, retirement, investments, etc.) in one place. I find this especially useful because if you're able to input all of your accounts and assets, Mint will generate your net worth in real time as it fluctuates. It will also keep you informed of your credit score, and why it may be lower or higher according to specific factors (credit age, credit usage, on-time payment history, total accounts, credit history, and derogatory marks). No more guessing what you could be doing to improve your credit, or what it is that's dragging your score down.

Nachteile:

If you input your checking and credit card accounts into Mint, Mint will analyze your purchases and categorize your spending (Groceries, Restaurants, Clothing, Gas & Fuel, Fast Food, Movies & DVDs, Alcohol & Bars, and Coffee Shops), and help you stay within predetermined budgets you've set for each category. However, I haven't found that Mint's analysis of my purchases is always accurate, and so I have never relied on or used this feature. I also have found that I can't add my 401k account in Mint (they do not have Transamerica Retirement available as an investment option), so I've sort of "hacked" the software by manually inputting my retirement balance as "Property" to get an accurate read of my net worth. This is a bit frustrating, and Mint's library of linkable accounts could do for an update.

Mint is the best Personal Finance Software

Kommentare: Mint has been a tremendous lifesaver in helping me to aggregate all of my personal finance data into one single location. I am very happy with this program and will continue to recommend it to all of my friends. I feel that being able to use this software and being able to quickly see all of my financial accounts in one place has helped me tremendously with budgeting and with financial growth.

Vorteile:

Mint is a novel, innovative software for tracking finances. I was an early adopter to Mint and have enjoyed seeing it blossom into a fully featured program for tracking finances, transactions, investments, debts, expenditures, credit, and much more. I like how the program provides a simple, elegant interface for tracking a wide variety of financial components all in one place.

Nachteile:

What I like least about Mint is that sometimes it is not compatible with certain financial products or with certain banks/businesses, which requires me to manually input data in order to replace this information. I have found that sometimes the connectivity with Mint is also inconsistent.

Mint is a decent financial management solution, albeit limited in scope with questionable privacy

Vorteile:

Mint is relatively easy to setup and allows you to link a broad category of accounts including: bank accounts, credit cards accounts, utilities (such as gas and electric), internet, and even investment accounts. In addition, Mint supports a broad number of companies within each category such as Wells Fargo, Chase, Xcel Energy, Xfinity and Robinhood. Mint provides a fairly robust set of tools to manage your finances and set budgets. You can create categories for your purchases, and Mint will attempt to automatically assign your purchases to a specific category. Perhaps one of Mint's best aspects, it is completely free.

Nachteile:

It is not unusual for linked accounts to suddenly become unlinked, and while Mint is supposed to notify when that happens, it often does not. To relink an account you must go into the Mint app, go into the account settings, and manually relink each affected account. While the process is not difficult, when an account becomes unlinked you no longer get notifications when say a credit card bill is due. The security and privacy of Mint has been brought into question by many sources, since linking accounts gives Mint nearly full access to those accounts. I personally have never had an issue, but it is something to consider. The overall Mint interface can be rather clunky and difficult to navigate.

Mint for budgeting

Kommentare: Mint has been a good platform to keep track of our accounting.

Vorteile:

Mint does a great job in tracking the expenses I make across several different account. It gives a good overview of my financial status. It helps to make budgets and adjust my expenses to cash-inflow. I can also check credit score.

Nachteile:

Of late, they try a lot to push in credit card and other financial product offers on the platform, this can be distracting for an user who primarily uses the platform for accounting.

Life Changing

Kommentare: I am in love with this program. With inflation and the cost of groceries these days my husband and I felt like we needed a better understanding of where we were spending our money. Now we see in real time where each dollar is allocated. It set up a budgeting system for us and allowed us to tweak it to our personal/family needs. Anyone who is not a financial expert should have its. It is really life changing.

Vorteile:

All of your information lives in one space and is extremely easy to see/read. This platform takes all of your spending and shows you where your money is going. The budgeting tool is automated and shows you in real time where you are spending and where you need to cut back.

Nachteile:

Setting up the accounts is time consuming- that is mostly because you need to remember your user name and password for ALL of your bank accounts, credit cards, entertainment, utilities etc. My mortgage company does not participate so I had to figure out how to manually enter that information. If you already are organized and have easy access to all of your accounts then it shouldn't be as stressful as it was for me.

Perfect for personal budget

Vorteile:

I like that my husband and I both can see where we're at with our budget at any given point, and easily adjust each category depending on what we have coming up that we might need to save for. That helps me plan what hours I'm working as well.

Nachteile:

It seems to disconnect pretty frequently from syncing with my bank account, but I'm not sure if it's a security feature.

Mint integrates well with Intuit's ecosystem

Kommentare: I will continue to use Mint as an alternative to cost-based options. It does everything I need with no cost. Pretty amazing, actually.

Vorteile:

Super easy to use and very intuitive. It integrates all my personal finance accounts in one place, permitted me to take regular snapshots of my financial picture.

Nachteile:

It takes several minutes to update the accounts once the web-based UI is invoked. I would think this could be done ahead of time instead of based on a user's clicks.

Great Product Until it Loses Your Notes

Kommentare: There are things I love (which is why I keep using it), but there are also things that are super frustrating that keep my husband asking me why I'm still using it.

Vorteile:

I love being able to see a quick visual of where the money is going or has gone and what I have in investments, etc. It's great for ongoing tracking, etc.

Nachteile:

I don't like that after the new month I can't go back and make any kind of correction and I HATE it when I move an expense to the right budget category and put notes in about an expense and then I go back and it has completely lost everything.

Great Budgeting and Financial Tracking Tool

Kommentare: I really like having one spot where I can go to monitor all of my balances and transactions.

Vorteile:

I felt that Mint helped capture and synthesize the most important data that I would need when budgeting and monitoring my financials to help me keep track, sort, organize income and purchases and help make informed financial decisions.

Nachteile:

I felt that sometimes it was a bit difficult to link accounts into Mint, and occasionally when I log in, I would have to re-initialize the relationship with the financial institution to get the data that I needed.

Needed budget tool

Vorteile:

Our agency has utilized this budgeting app as we are a non-profit and funds can be limited. It's critical for our agency to be on top of our spending and where our money is going to. Mint makes it easy for us by laying out our monthly budget and also helping us track purchases.

Nachteile:

Our agency has not found anything we dislike other than our cards sometimes becoming unlinked and we have to relink them which is simple.

Helpful for budgeting

Vorteile:

I like that it (obviously) keeps track of spending and shows how much I have available to me.

Nachteile:

I think the categories of the software could be made to be manipulated a little easier. I don't like that if it's not listed, I make my own list and it has to fall under miscellaneous and doesn't represent well in the pie chart.

Great resource for keeping up with all your financial information

Vorteile:

Mint is a great tool for creating budgets, managing your spending, managing investments, and tracking and paying bills. You can even keep tabs on your credit score. You can also set reminders about upcoming bills and alerts for any unusual spending activity. The best part is the app is completely free.

Nachteile:

I'm not sure how I feel about using an app that links all your banking information and credit cards into it. Sure, they say your data is encrypted, but time and time again we have seen all other companies get hacked at some point or another. Also many financial institutions have started implementing these same tools that Mint offers, in which case you wouldn't need to use many of the features that Mint is capable of.

Effortless way to monitor finances

Kommentare: I use Mint to keep track of my personal finances. It's easy to use and has a lot of great features. It's also completely free! It's a great option for people just getting into personal finance.

Vorteile:

Mint is a simple yet very thorough app. You can add multiple bank accounts, and credit cards so that you have all your accounts in one place. I really like how Mint categorizes purchases and keeps track of your spending history for you and lays it out in an easy-to-read graph. I also like how educational the app is. Mint offers a lot of information regarding credit cards and investment options specifically for you.

Nachteile:

Sometimes the app will close out randomly. I've tried uninstalling and reinstalling but it continues to do it occasionally. Other than that minor glitch I haven't experienced any problems with Mint.