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Über Wise

Wise ist eine Online-Bank, die internationales Zahlungsverkehr und Devisenkonten für Privat- und Firmenkunden anbietet.

Erfahre mehr über Wise

Vorteile:

Wise provides rapid and low-cost transfers of money in many currencies.

Nachteile:

Customer service can be limited. Their hours are not 24/7 and they don't jump on live calls with you.

Bewertungen zu Wise

Durchschnittliche Bewertung

Benutzerfreundlichkeit
4,4
Kundenservice
3,8
Funktionen
4,3
Preis-Leistungs-Verhältnis
4,2

Weiterempfehlungsquote

8,3/10

Wise hat eine Gesamtbewertung von 4,3 von 5 Sternen basierend auf 48 Nutzerbewertungen auf Capterra.

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Nutzerbewertungen filtern (48)

Praveen
Masters student at Ingolstadt University in Deutschland
Automotive, 1.001–5.000 Mitarbeiter
Verwendete die Software für: Mehr als 2 Jahre
Herkunft der Bewertung

schnell, zuverlässig, sehr kundenfreundlich. Keine Sorge auch bei großen Überweisungen.

5,0 letztes Jahr

Kommentare: Ich liebe es sehr und benutze es jede Woche, um Geld zu überweisen. es ist wirklich schnell, benutzerfreundlich und stressfrei.

Vorteile:

wir können unsere daten empfangsdaten hinzufügen, daten speichern, geld auf verschiedene konten überweisen, mit verschiedenen zahlungsarten, wir können auch geld mit paypal senden. Wir können unsere Daten verfolgen, wir können Benachrichtigungen erhalten und vieles mehr.

Nachteile:

Am Wochenende dauert es zu lange, bei Sofortzahlung wird das Geld in Sekunden überwiesen, aber mit Kredit- oder Debitkarte dauert es einen Tag, um das Geld zu überweisen. Es kostet ein bisschen mehr, gibt aber die Live-exchnage rate.

Sai Krishna
Ingenieur in Deutschland
Automotive, 10.000+ Mitarbeiter
Verwendete die Software für: Mehr als 2 Jahre
Herkunft der Bewertung

Eine gute Transfer-App mit guten Funktionen und einigen Änderungen

4,0 vor 11 Monaten

Kommentare: Wise ist eine großartige Anwendung, die jedoch einige Änderungen erfordert.

Vorteile:

Es ist benutzerfreundlich und in englischer Sprache für alle Benutzer verfügbar. Verschiedene Optionen für die Übertragung und auch groß in Datenschutz.

Nachteile:

Die Wechselkurse sind etwas hoch und nicht auf dem neuesten Stand, was eine Verzögerung von einigen Stunden bedeutet.

Gustavo
Gustavo
Director in Portugal
Verifizierter Nutzer auf LinkedIn
Marketing & Werbung, 2–10 Mitarbeiter
Verwendete die Software für: Mehr als 2 Jahre
Herkunft der Bewertung

In Betracht gezogene Alternativen:

The Best Online Bank Miles Away

5,0 vor 2 Jahren

Kommentare: I do use Wise literally daily from almost three years. I have to travel a lot, and I find their rates to be the best with no questions.

Vorteile:

It does offer great exchange rates. You can literally a bank account in different countries like EEUU, UK, Belgium, etc. The money transferring system is super easy to use

Nachteile:

As the time pass, it has become more difficult to open a Wise Account. It does not allow Venezuelan customers to manage their cards, nor their accounts while in Venezuela, and it is a terrible deal, since you might be eventually parked at some places, and you won't be able to use your funds. The customer support is not as good as it should be. I found myself looking for Wise customer services in different countries once a particular time zone is closed. There are no physical or virtual cards for businesses in the United States, then it is super limited the money management.

Verifizierter Rezensent
Verifizierter Nutzer auf LinkedIn
Marketing & Werbung, Selbstständig
Verwendete die Software für: Mehr als 1 Jahr
Herkunft der Bewertung
Quelle: GetApp

Excellent Service for the price

5,0 vor 2 Jahren

Kommentare: Overall, I am happy with the platform. Wise allows me to set up my clients and my contractors, invoice my clients, pay my contractors, and keep a running record of all transactions.

Vorteile:

Wise is a very user-friendly platform. It is simple to set up and use, and even their trial version/free version allows companies to customize their invoices.

Nachteile:

Customer service can be limited. Their hours are not 24/7 and they don't jump on live calls with you. They only converse via a live chat, and most of their support is just redirecting you to content to read. Business owners don't have time to read an article whenever they have an issue. They need an expert to walk them through their issue and solve it.

Nicole
Nicole
Owner in Frankreich
Verifizierter Nutzer auf LinkedIn
Design, Selbstständig
Verwendete die Software für: Mehr als 2 Jahre
Herkunft der Bewertung

Essential tool for my international freelance business

4,0 vor 2 Monaten Neu

Vorteile:

I like that I can easily transfer to a variety of different currencies around the world. I appreciate the flexibility of having everything in one place

Nachteile:

It's consider a digital bank and so not all organizations will accept it for automatic payments

Antoine
president in Kanada
Informationstechnologie & -dienste, 2–10 Mitarbeiter
Verwendete die Software für: Mehr als 2 Jahre
Herkunft der Bewertung

Customer Service is the worse

1,0 vor 2 Wochen Neu

Kommentare: this is the worst system for customer service I have ever seen in my life

Vorteile:

they don't take too much money when you make a transfer in Ukraine

Nachteile:

customer service is the worse I have ever seen in my entire life of IT

Rhia Roxanne
eLearning designer in Philippinen
E-Learning, 2–10 Mitarbeiter
Verwendete die Software für: Mehr als 2 Jahre
Herkunft der Bewertung

Payment always on time!

5,0 vor 3 Monaten

Vorteile:

That you get to pay a minimal charge and your recipient gets the payment instantly with almost 0 down time.

Nachteile:

I can't think of any. Most of the features match what I need.

Zahra
Zahra
Head of Business operations in Pakistan
Verifizierter Nutzer auf LinkedIn
Unternehmensberatung, 2–10 Mitarbeiter
Verwendete die Software für: Mehr als 1 Jahr
Herkunft der Bewertung

Fast, Seamless, Secure

5,0 vor 3 Jahren

Kommentare: Wise for personal is very good... and great! Wise for Business is superb!!

Vorteile:

Not 1, but several!! Its a fluid and well integrated system. Sending and Receiving money is very quick. The app is secure, the system sends 2FA, their card never fails, the virtual cards are a great feature! Jars is such a good idea and now we have another gimmick! "Invest"

Nachteile:

Its asks to load money before we're able to see accounts. So this is an extra step which wasn't there before. Not sure why they added but as long as conversion from one currency to another is allowed, i'm game - but otherwise it seems like 'not a nice thing to do, you know'

Valor
Valor
Digital Strategist in Kanada
Verifizierter Nutzer auf LinkedIn
Marketing & Werbung, 2–10 Mitarbeiter
Verwendete die Software für: Mehr als 1 Jahr
Herkunft der Bewertung

Fast, Easy to use, Great Rate for transferring money between currencies and countries.

5,0 vor 3 Jahren

Kommentare: Easy UI/UX, first payment I was a bit skeptical so i only transferred $20. Once it went through in a week I transferred more. Now it is my go-to more than Paypal for personal transfers.

Vorteile:

It is simple to use. Once I have transferred once, it becomes just few clicks to transfer money between bank accounts internationally. What I really like though is it has the best rate. Even better than Paypal. No more carrying cash or cheque aboard. You can transfer money via deposit, bill payment, e-interact and you just pick whichever one you feel the safest and best fit your banking needs.

Nachteile:

Nothing really. Best rate, lowest fees, fast (usually less than 5 business days), it is great for personal transactions. I guess the only downside is people doesn't know WISE as much as PayPal yet, so I'm to learn if WISE has a business side of things to secure payment from clients internationally.

Abby
COO in Südafrika
Gesundheit, Wellness & Fitness, 11–50 Mitarbeiter
Verwendete die Software für: 6-12 Monate
Herkunft der Bewertung

They dont have a good support desk

3,0 vor 2 Monaten Neu

Kommentare: I am really disappointed hey. I have been begging for over a week and support just sends generic template responses and doesn't seem to realize not accessing my business bank account for over a week is absolutely a NO GO!

Vorteile:

It was easy to setup [So we thought] Its easy to pay other people who own a wise acc

Nachteile:

Support is unhelpful Cannot access business bank account without an OTP and they just ignore me Access is an issue

Michelle
Michelle
Writer, Editor and Proofreader in UK
Verifizierter Nutzer auf LinkedIn
Schreiben & Editieren, Selbstständig
Verwendete die Software für: Mehr als 1 Jahr
Herkunft der Bewertung

Cost-Effective Way to Get Paid by Clients in Other Countries

5,0 letzte Woche Neu

Vorteile:

I've found Wise to be the most cost-effective way of getting paid by clients in other countries. I particularly like being able to invoice in my own currency (UK sterling).

Nachteile:

I haven't found any negative issues when using Wise.

Altaf
Altaf
Owner in Indien
Verifizierter Nutzer auf LinkedIn
Design, 2–10 Mitarbeiter
Verwendete die Software für: 1-5 Monate
Herkunft der Bewertung

Great Alternative to Paypal

5,0 vor 2 Wochen Neu

Vorteile:

I like the ACH payment option of Wise which Paypal does not offer. I really love it because with ACH, there is very minimal to no fees at all. Hence, Wise is now my favorite payment processing platform.

Nachteile:

Wise does not have it's card feature at my location. I hope they will add the feature soon.

Rosalina
Executive Assistant/ Freelancer in Philippinen
Versicherung, 2–10 Mitarbeiter
Verwendete die Software für: Mehr als 1 Jahr
Herkunft der Bewertung

"Wise Review: Pros and Cons of the International Money Transfer Service

4,0 letztes Jahr

Kommentare: Overall, Wise is a reliable and cost-effective way to transfer money internationally, with a user-friendly platform and fast transfer times. While there are some limitations and drawbacks, the low fees and competitive exchange rates make it a popular choice for many users.

Vorteile:

Low expenses: Insightful charges a lot of lower charges than conventional banks or other cash move administrations, which can get a good deal on worldwide exchanges.Cutthroat trade rates: Astute offers serious trade rates, and that implies you get more cash in the objective money for your exchange.Quick exchanges: Generally speaking, moves with Astute are handled inside the space of hours or even minutes, which is a lot quicker than conventional bank moves.Simple to utilize: Shrewd's site and application are easy to use and simple to explore, simplifying it to send and get cash from anyplace on the planet.Multi-money account: Savvy likewise offers a multi-cash account, which permits you to hold and deal with various monetary standards in a single spot, and to switch between monetary standards at the genuine conversion scale.

Nachteile:

No actual areas: Insightful is an online-just help, and that implies you can't visit an actual area to make or get moves.Restricted installment choices: Insightful just acknowledges specific installment strategies, for example, bank moves or charge card installments, which can be a disadvantage in the event that you like to utilize other installment techniques.No money moves: Insightful doesn't offer money moves, which can be an issue in the event that your beneficiary doesn't have a ledger or likes to get cash.Limits on moves: Insightful forces move limits, which can be an issue on the off chance that you really want to send or get a lot of cash.Check process: to utilize Shrewd, you really want to go through a confirmation interaction that can be tedious and may require extra documentation.

Muhammad
YouTuber, Freelancer in Pakistan
Internet, Selbstständig
Verwendete die Software für: Mehr als 2 Jahre
Herkunft der Bewertung

Wise, My Dreamable Digital Bank,

5,0 vor 3 Jahren

Kommentare: Nowadays my business is totally dependent on the wise. Because currently, I'm using the wise account to get payment from my international client in USD format.
No, if we talk about my overall experience with the wise bank account is, then it was appreciable. And I'm fully satisfied with the wise. And hope so that I will continue to keep using the wise for a lifetime.

Vorteile:

I have enjoyed the a lot the multi currency feature if wise. I am using local currency format and USD currency in wise. I use to receives the Internation payment in USD format. There is also the option of several bank account balances e.g USD, GBP, and my local currency PKR. I can also receive money using GBP format as well as USD. The Thing that I have liked too much in wise is transfer to our local bank account. And the amount will be transferred to your bank account within 30 minutes. I have made a lot of transactions for transferring my money from a wise USD balance to my local bank account and I'm very satisfied with this. Mobile access to a wise account is also a very smart and cool process. I have installed the wise application on my android. And I am glad to share that the application of wise is Fingerprint supported, Mean that there is no need of typing our password again and again. I can easily access my account through android just by using a fingerprint scan. Managing payment through the mobile application is the same as we do through the web. I have not faced any type of lag problem or any type of security issue while using the android application of wise.

Nachteile:

Well, there is too much to experience in wise, But I have some suggestion for the wise team to introduce some improvements. First of all, the Multi-currency option of wise is very appreciable, But there is a charge of 20$ for getting USD bank account details. Although the charge will be credited to our wise bank account, but we have to pay for once. I have a lot of friends that are unable t use wisely just because they are not having a visa or MasterCard for making a transaction too wise. And they are not eligible to get bank account details without depositing 20$. That's why I had liked to discuss this issue with the wise team , and my honest suggestion is to remove this charge . Although you can ask for a legal documents for human verification or may ask for local bank account details but I would like that this charge should be removed completely and getting any bank account details inside-wise should be completely free of cost. So that any student can use the Wise account for freelancing purposes and to receive payment from clients.

Chris
General manager in Zypern
Gastgewerbe, 2–10 Mitarbeiter
Verwendete die Software für: Mehr als 2 Jahre
Herkunft der Bewertung

Disappointed

1,0 vor 2 Jahren

Kommentare: I have used Wise (fromelly Transfer wise) for many years with no serious issues but not good at all lately.

Vorteile:

Ease of sending funds if you are not asked for verification, if you are then 9 days plus.

Nachteile:

Customer support is non-existant. I have sent funds to a client 9 days ago and the funds have been withdrawn from my account but not reached the recipient. In my business, regular payments to clients are critical and after launching many support tickets I keep getting the following reply: "I can see we are still waiting for our team to verify your documents. I will reach our to them to get an update." Despite stating on the transfer voucher that it may take 1-2 days to verify the information they have asked for it has now been 9 days and I am still sending e mails to Wise and raising support tickets. Latest message is: "We’re sorry for the delay in your verification. We’re experiencing a large volume of businesses onboarding now, so this is taking a little longer than expected. Our verification team is working hard to review all businesses as quickly as possible. Businesses are reviewed on a case-by-case basis. It can take anywhere from 5-7 working days." Quite pathetic really if it takes 9 days and the transfer has not gone through !

Verifizierter Rezensent
Verifizierter Nutzer auf LinkedIn
Informationstechnologie & -dienste, 2–10 Mitarbeiter
Verwendete die Software für: 6-12 Monate
Herkunft der Bewertung

In Betracht gezogene Alternativen:

A good option (and better alternate than Payoneer) for transferring money/payments

4,0 vor 3 Jahren

Kommentare: Overall use has been good. Its crypto policy is not good and they will close your account (without warning) if you use it for cyrptocurrency payments

Vorteile:

It allows many countries that others don't. The rates are decent

Nachteile:

Sometimes the costs are higher, and some countries have limited support

Jeroen
Financial Director in Niederlande
Informationstechnologie & -dienste, 11–50 Mitarbeiter
Verwendete die Software für: Mehr als 2 Jahre
Herkunft der Bewertung

Unreliable and a big hassle to get your money back

1,0 vor 3 Monaten

Vorteile:

Nothing. The hassle I had with them to re-activate my account and get my money back was so big that I can not think of anything positive anymore.

Nachteile:

Without valid reasons Wise closed our business and personal accounts. The result was that I could not access our accounts anymore and it took me more than 6 months and lots of emails to get the money from my balances back. Because I could/can not access the accounts I am not sure if they refunded me everything.

Carole
antiques trader in Frankreich
Einzelhandel, Selbstständig
Verwendete die Software für: Mehr als 2 Jahre
Herkunft der Bewertung

Fast and easy to use!

5,0 vor 2 Jahren

Kommentare: I'm very pleased I discovered Wise. I loose less money in fees now and transfers are much faster than with my local bank.

Vorteile:

I'm in France but my customers are mostly in the UK and US. Wise is the best bank I have found to get paid quicky and with the best conversion rates. It is incredibly fast and I can transfer money to my French bank account instantly. Everything can be done from the app which is great! It is also very convenient to travel abroad.

Nachteile:

I have had no problems so far when using it.

Zsolt
Marketing manager in Ungarn
Gesundheit, Wellness & Fitness, Selbstständig
Verwendete die Software für: 6-12 Monate
Herkunft der Bewertung

Great value

5,0 vor 2 Jahren

Kommentare: Its great, i have a personal and a company account and i trust them very much.

Vorteile:

I love that it is quick, and I can connect my accountant to it. And she just sees everything she needs to see, really cut down on admin time. I also love that I can search all currencies - rev.lut only allows searcing one at a time. I enjoy their virtual cards, for these ecommerce heavy times. And the transfer times are unbeatable, from europe to south east asia in mintues. just wow.

Nachteile:

Funny thing: i load the site, and it doesn't answer for 15 minutes. So i have to pay attention to load it, authenticate it in the morning, so when i need to use it is ready to go. This i dislike. And i cannot use crypto. Maybe soon.

Myriam
Myriam
Translator in Italien
Verifizierter Nutzer auf LinkedIn
Übersetzung und Lokalisierung, Selbstständig
Verwendete die Software für: Mehr als 2 Jahre
Herkunft der Bewertung

Excellent service

5,0 vor 2 Jahren

Kommentare: This bank helped me at least 2 times to handle some big problems.
First of all I could open accounts with different currencies, all linked to the same card, and I handled a problem with a payment which I could not manage to receive for months with other banks! Now Wise has became the stable solution for these kind of payments.
Then I had a problem with some money stolen from my account because I mistake I did. Despite all, with a huge help from the customer service, I finally managed to recover that money, which seemed to be impossible to get back.
I'm really happy about my experience in Wise and I'd advice it to anyone!

Vorteile:

It's user friendly and if I have any problems I can count on an excellent customer service

Nachteile:

High commissions when withdraw money at the ATM

Lamia
Director in UK
Freizeit, Reisen & Tourismus, 2–10 Mitarbeiter
Verwendete die Software für: Mehr als 1 Jahr
Herkunft der Bewertung

Feel safe, it is good value with instant reporting

5,0 vor 5 Monaten

Kommentare: Successful and happy for virtual transactions across the world

Vorteile:

I like the fact that it feels safe to use, the cost is extremely low and there is instant reporting when the transaction is complete or when there is a problem

Nachteile:

Hard to say because the irritating thing is when a transaction doesn't go through because the Payee's details don't match exactly - as this is also the most important safety feature so vital. Overall a benefit.

Verifizierter Rezensent
Verifizierter Nutzer auf LinkedIn
Krankenhausversorgung & Gesundheitswesen, 1.001–5.000 Mitarbeiter
Verwendete die Software für: Mehr als 1 Jahr
Herkunft der Bewertung

Definitely worth it to try!

5,0 vor 3 Jahren

Kommentare: I am very satisfied with this product and literally I've saved a lot of money by using this :)

Vorteile:

I mainly use this Wise for transferring money overseas from UK to Singapore. When I first came here 2 years ago, I couldn't find any easier and cheaper ways to transfer money overseas especially to Asian countries. I need to go to the bank just to transfer money which I couldn't do all the time as I'm a very busy person. I don't have much time for it. I looked up all possible ways to do it online.. most have high transferring fees . Then luckily, I read about Wise transfer from social media and I thought just give it a go...Boom! I can't believe the service is real bargain..they charge me only £4ish for the amount £500-1000. It's hassle free and secure. When you use with debit or credit cards, you'll get the money literally just within a few seconds. I've been using it for 2 years now and so far it didn't let me down.

Nachteile:

I'm afraid I don't have any single thing that I don't like much about it! I'll definitely continue using this software and recommend to others as well.

Karel
Freelancer in Trinidad und Tobago
Computer-Software, Selbstständig
Verwendete die Software für: Mehr als 1 Jahr
Herkunft der Bewertung

My Experience with Wise

5,0 vor 2 Jahren

Kommentare: I would highly recommend

Vorteile:

I love how you can set up multiple accounts in different countries Easy to send money Great for businesses and for personal use Low exchange rates

Nachteile:

I have not had any issues using this software.

Navan
Navan
Director in Südafrika
Verifizierter Nutzer auf LinkedIn
Gastgewerbe, Selbstständig
Verwendete die Software für: 1-5 Monate
Herkunft der Bewertung

BEWARE OF WISE BUSINESS FEES AND DOCUMENT VERIFICATION.

1,0 vor 6 Monaten

Kommentare: Support team is lying 🤥 to me. I am sent proof of money that does not match my bank account funds.

Vorteile:

Nothing really is likeable. It is only about verification and fees.

Nachteile:

I hate that after my money was taken out of my account, I had to make accountant appointments costing me more money. Wise is suppose to transfer money affordability that is what I was expecting. I paid thousands more than a normal transfer for verification and transfer fees plus a fees to return my money back into my account.

Eduardo
Consultant in Philippinen
Unternehmensberatung, 2–10 Mitarbeiter
Verwendete die Software für: 6-12 Monate
Herkunft der Bewertung

Be Wise with sending money

5,0 vor 2 Jahren

Kommentare: Very satisfied. They provide efficient services at a great price point.

Vorteile:

Cost is the most common reason for choosing Wise over other payment platforms. Its fees are lower than any of the popular choices. Wise also has the trust reputation and fast transactions needed by any business receiving and sending funds. You really reap the benefits of the Wise network when you send or receive money across borders. This is where they excel. The fees are typically lower than 1% at times, and the funds are available in minutes.

Nachteile:

They require a "deposit" transaction so they verify the account. Aside from asking for national IDs, they need you to put money into your Wise account to trigger verification. Granted, this is only for signing up. If you are just receiving funds, you do not need a Wise account. You just need to send your bank account info to the Wise account user.