Chime Erfahrungen

Chime has been a breath of fresh air

Kommentare: My overall experience with Chime is totally positive. Chime was a breath of fresh air when I had fraudulent activity in my Wells Fargo account. While Wells Fargo was charging me and closing my accounts for something that wasn't my fault, Chime was there for me and allowed me to open my account and continue to bank freely. That was some years ago and I still bank with them today.

Vorteile:

At the moment I am loving the Spot Me feature. It allows my account to go overdraft up to a certain amount, and I can bring it into the positive anytime by simply depositing cash into the account. Also, the monthly Boost feature is a great perk. Send a friend $5 and they can send one back to you. The best part? The $5 doesn't come out of your account, it's paid by Chime.

Nachteile:

The only downfall, would have to be the ATM fees. There is a $2.50 fee for using any ATM that is out of their network. Sometimes, there is no in-network ATM available, or in the area, so I have to use one that charges a fee, which can really add up quickly.

Unhappy with Chime

Kommentare: My overall experience was not fun because I never got to use chime sure to customer service not knowing what the difference between authorized and Unauthorized and who should be banned from opening and using a legit account . I never got my chance to use chime the way I needed for to this . Although I would still recommended others to use and I would try again as well because I loved the extras and features.

Vorteile:

What I like most about chime ? The features and upgrade possibilities in the future. Ease of use and navigation. And that it is highly used by people throughout the US.

Nachteile:

What did I like least about chime ? The customer service and their lack of knowledge when it comes to Unauthorized opening and use of an account you have no knowledge of by a unknown person.

Horrible!

Kommentare: Hated every minute of it!!

Vorteile:

I honestly didn't like anything about chime!!

Nachteile:

I like the least about chime, that no matter what i did or how long i kept the account i lost money but nobody could tell me where it was going!!

My New Favorite Banking App!!

Vorteile:

Chime is my new favorite banking app!! They make it super easy to set up direct deposit as you can easily copy and paste information. That also helps you not accidentally type the wrong information to your employer. It's also free of any monthly fees which is pretty rare for banking apps. I got my card in the mail in a week and the app let me know it was on its way. If you set up direct deposit you can get paid faster and if you are qualified than you can overdraft up to $200 without having to pay a fee. I love that feature the most because it comes in handy in emergencies. It has saved me a few times!! I believe they have options to help build or improve your credit as well. It's been a great experience!

Nachteile:

The only thing that was a con was that customer service took a little longer than I expected but they still helped me resolve my issue.

Free checking plus perks.

Kommentare: Overall I highly recommend chime for the No fees and extra perks that come with your account.

Vorteile:

Where do I start. Totally free checking. If you have direct deposit you receive pay 2 days faster. Also have a “line of credit” that if you have $5.00 in your account and spend $25, transaction will go through and your next pay, that $20 will automatically come out, with no fees. You also get 4 boosters a month, where you can boost someone line of credit $5 extra a month and vice versa.

Nachteile:

What I like lease is the customer service. Really no one to call for minor issues. It’s all done through chat. And sometime takes days for reaponse.

Best Banking App!

Kommentare: I love it! I use it daily and it’s where all of my deposits come too! I use it at my sole account.

Vorteile:

Chime allows you to lock your card, they have free overdraft, and they deposit super early! I can’t speak enough of how much I love this software!

Nachteile:

The customer support could be improved a tad, but it’s not at all as bad as other softwares.

Great for everyone

Kommentare: My overall experience I love the app I like when get my money two days early

Vorteile:

This chime banking app I use for myself i do recommend friends and family on weekly base I enjoy it prefer it then anything else

Nachteile:

The least I like about this app take 3 to 5 busy day to make transfer to someone who doesn’t have chime

EXCELLENT PRODUCT

Vorteile:

I LIKE THAT WHEN EVER A PROBLEM ARISES HOW QUICKLY CUSTOMER SERVICE IS TO STRAIGHTEN IT OUT. I LIKE THAT YOU CAN GET YOUR PAY TWO DAYS AHEAD. ITS SO EASY TO TRANSFER FROM ONE CHIME MEMBER TO ANOTHER.

Nachteile:

NOTHING I CAN SEE THAT I DISLIKE ABOUT THE PRODUCT

Very good bank

Vorteile:

Best online bank ever! The best feature would be how they give you a limit you could go over and there are no fees!

Nachteile:

There is NOTHING I don't like. I just wish we could pick a design for the card.

Chime is the way to go

Vorteile:

I love that I am able to get money through spot me and that all my deposits come early. NO FEES

Nachteile:

Nothing. I've been with Chime for 7 years and have never had an issue with them.

Time for Chime!

Kommentare: Overall, my experience with Chime has always been satisfactory!

Vorteile:

What I like most about Chime is what everyone else loves most about it, you can get paid TWO DAYS EARLIER THAN YOUR ORIGINAL PAY DATE!!! All you have to do is enter your Chime account number and routing number for your direct deposit, and TADA! You are getting paid on Wednesday’s instead of Friday’s!!! If you have never used Chime before, well then, it is time for Chime!

Nachteile:

There is nothing that I like least about Chime. It does everything that it is supposed to do as a banking debit card!

Great software!

Kommentare: Chime has allowed me to use banking again. It has truly reinvented banking!

Vorteile:

This product was very easy to use! It’s pretty much flawless. The SpotMe feature is awesome, also. It allows the user to over draft, and repay when the user gets the next deposit. Very convenient and easy to transfer money. The credit builder feature is the best. Build your credit along the way! My credit has increased over 100 points in the past year!

Nachteile:

The only con I can think of, is once you lose the credit builder card, there’s no option to order a new one.

Chime

Vorteile:

This banking app is so convenient. I constantly forget passwords and this app let's use your fingerprint, amazing!

Nachteile:

I had no problems with setup it even has overdraft protection that literally cost nothing.

Awesome

Kommentare: Awesome

Vorteile:

I like everything about this software and its easy to use.

Nachteile:

There is absolutely nothing that I dont like about this software.

Chime Ching

Kommentare: Chimes the dopest online banking I found

Vorteile:

I love that I can always access my money anytime if needed and always a customer service agent willing to help with issues.

Nachteile:

I least like the fact we can't customize our bank cards it would bring in more customer's.

Easy to use banking

Kommentare: Chime makes it easy for me to receive my payments from my customers and spending my money as well.

Vorteile:

I love how easy chime is to use, you can add money at different retailers, as well as send and receive money from anyone even if they don't have an account with chime. There are also no fees, even if you overdraft.

Nachteile:

You wouldn't think that being to secure is an issue, but I couldn't access my account for a while because I didn't have an active phone number. You need to verify your phone number each time you log in (unless you have the app and don't log out).

Love this bank

Kommentare: I've always had a positive overall experience with chime never any problems and it's super easy to use on top of that

Vorteile:

This Bank is amazing and very easy to use it doesn't cost very much to put money on the card at a store like Dollar tree it only cost a dollar per 50 that you put on. It is also very easy to receive payments and pay people for my business.

Nachteile:

There really are no cons I love that it's an online bank and no overdraft fee. Makes it very easy to accept cash so there's nothing really wrong with this software

Banking Made Even Easier

Vorteile:

Chime has some amazing perks: firstly you get paid two-four days early (if your job pays you every Tuesday, you would get paid the Friday before). Secondly, they have an amazing feature called SpotMe. If you overdraw your account, Chime allows you to spend from $50 (for new users) to $100 (for esablished users) over your limit. You do have to pay it back, but it is a lot simpler to do that than either apply for a pay day loan or use one of the pay day advance apps.

Nachteile:

A lot of apps that need bank account information (like the advance apps I mentioned) won't accept Chime as a proper bank account because it is prepaid.

I LOVE Chime!

Vorteile:

I love Chime! It's simple to use & best of all... it is FREE mobile banking! They even have a cool feature called Spot Me, so you & your friends can send each other boosts- Spot Me is to avoid Overdraft fees, Chime will spot you up to $X amount of money in case you overspend. There are several ATM options available, so getting your money isn't hard at all if you need to get cash. They also let you add a ChimeSign (similar to a CashTag w/ Cashapp) a P2P payment system thru Chime! Super neat!!!

Nachteile:

There really isn't much I would change about Chime- why mess with the best? If it's not broke, don't fix it.

Chime Banking

Vorteile:

It automatically debits out any purchases so you always have an up to date available balance. Option for online bill pay, faster payroll deposit and very reasonable prices.

Nachteile:

It takes over 21 days for an electronically deposited check to appear in your account.

Mobile Banking Easy and Efficient!

Kommentare: Overall Chime has been a great additional banking system to me and I will continue to use this software.

Vorteile:

Chime was very easy to set up as I have been looking for another online banking system. Chime included many rewards for me to earn as soon as I signed up for the account which was amazing.

Nachteile:

The only downside to Chime was the difficulty in finding the yearly fees if any as I have not found any.

Awesome online bank

Vorteile:

Get paid early, can put change in savings, will bridge gap between paydays

Nachteile:

Nothing really, easy to use no issues at all

Fantastic way to do banking and keep life simple

Kommentare: Great product with modern uses and a very easy platform to set up. It allows me to control a personal credit base while funding daily purchases and receiving monies from my job 2 days early.

Vorteile:

It allows the user to get paid early, helps to control credit, and integrates a checking type account with a credit type account in a mobile app.

Nachteile:

The only downfall is no checks can be written but it is easy to work around. I use this as a personal account for daily money with my business for personal spending.

Chimenessss

Kommentare: My Alvarado’s parents is very light & very problem free

Vorteile:

Is very simple to use and comes with a lot of features that draws the customer in

Nachteile:

It’s not as straightforward as it should be with the details of the account

Great for sellers

Kommentare: I use this for my managed payments from ebay and it is easier for customers to pay.

Vorteile:

I was able to easily get an account for my ebay business. It has a debit card that is easy to use at stores anywhere and online.

Nachteile:

I am not able to transfer the funds to my paypal account. It would be nice to be able to transfer funds out. Also there is no option to use checks.